https://smpl.money/blog/ Notes on building Simple Balance, and on double-entry bookkeeping for one person. en https://smpl.money/blog/what-a-refund-actually-is/ https://smpl.money/blog/what-a-refund-actually-is/ Money coming back into a spending category is not income, and treating it as income quietly inflates both sides of your year. Thu, 17 Sep 2026 00:00:00 GMT bookkeeping info@smpl.money (Gavin Johnson) https://smpl.money/blog/double-entry-for-one-person/ https://smpl.money/blog/double-entry-for-one-person/ Why a personal finance app that nobody audits still benefits from books that have to balance. Thu, 10 Sep 2026 00:00:00 GMT bookkeeping design info@smpl.money (Gavin Johnson)